method-python

What it is and what it does

method-python is a Python wrapper around the Method API, a financial data aggregation and verification platform. It provides structured access to entity lifecycle management (create, retrieve, update individuals and corporations), identity verification (KBA, SMS, SNA, BYO KYC), account discovery and connection across financial institutions, and credit scoring. The library handles the HTTP communication via its hammock dependency and exposes Method's REST endpoints as Python objects and methods.

The package is designed for fintech applications that need to onboard end-users, verify their identity, discover their existing financial accounts, and retrieve credit data. It abstracts away API authentication and request formatting, allowing developers to work with Python dictionaries and method calls rather than raw HTTP. Entity verification sessions expire after 10 minutes, and access to certain products requires entities to be active or team-level enablement.

Use it for:

• Onboarding individual or corporate users by creating entities with PII and address data, then verifying their identity via KBA or SMS.
• Discovering all liability accounts (credit cards, mortgages, loans) held by a user across Method's network of financial institutions.
• Retrieving current credit scores and score factors for an entity to inform lending or financial decisions.
• Managing entity consent withdrawal and lifecycle updates as user relationships evolve.
• Building a KYC/AML workflow by combining entity creation, identity verification, and credential management in a single integration.

Worth the install?

AI-flagged interpretation of the facts on this page — verify before relying

Python client library for the Method API, enabling programmatic access to entity management, identity verification, account connections, and credit scoring across financial institutions.

Yes, if you are building a fintech application that requires entity management, identity verification, or account aggregation via the Method API. The library has low install friction, permissive licensing, and active maintenance. However, it is tightly coupled to Method's proprietary API and requires a valid account and API key; it is not useful outside that ecosystem. Verify that Method's service tier and feature access match your use case before committing.

Install

method-python on PyPI

pip install method-python

uv add method-python

poetry add method-python

Installing method-python

Before you install

Low install friction with a single pure-Python dependency (hammock). Active maintenance with a recent release on 2026-01-17, though the repository has minimal engagement (2 stars).

License in practice

MIT license permits unrestricted use, modification, and distribution with minimal legal friction for commercial or private projects.

Quickstart

pip install method-python

from method import Method

method = Method(env="production", api_key="{API_KEY}")
entity = method.entities.create({
  "type": "individual",
  "individual": {"first_name": "Kevin", "last_name": "Doyle", "phone": "+16505555555"},
})

Requires a valid Method API key and account; entity creation requires minimum PII (name and phone number at minimum, per onboarding configuration).

Verify before relying

• Whether the library supports asynchronous operations or is synchronous-only.
• Error handling and retry behavior for API failures.
• Rate limiting and throttling mechanisms built into the client.
• Whether the 1500+ FI/Lender network mentioned in Connect documentation is current.

Package facts

Evidence: method_python-2.1.1-py3-none-any.whl

Tags

More WWW/HTTP packages