monarchmoneycommunity
Monarch Money API for Python
Decision gist · record as of 2026-08-14
Yes, with conditions. The library is actively maintained, has low install friction, and offers a comprehensive API surface for Monarch Money automation. However, it depends on the stability and availability of Monarch Money's undocumented GraphQL endpoint; changes to that API could break the library. Suitable for personal finance automation and integration projects where you control the Monarch Money account and can tolerate potential upstream API changes.AI-flagged interpretation of the facts on this page — verify before relying
Before you install
- Requires async/await context (event loop); Monarch Money credentials and account access; gql pinned to 4.0
- Low install friction with a pure-Python wheel distribution.
- Actively maintained as of 2026-08-09 with recent releases; the project is a community fork that fixes issues in the upstream library and remains under active development.
License · maintenance · safety
MIT (permissive) — MIT license permits commercial and private use with minimal restrictions, making it suitable for both personal projects and commercial applications.
last release 2026-08-02 (12 days) · last repo commit 2026-08-09 · 124 stars
0 known vulnerabilities (OSV.dev, 2026-08-14) · 91,332 downloads/mo, #13,522 on PyPI
Alternatives
Verify before relying
pip install monarchmoneycommunity
from monarchmoney import MonarchMoney
mm = MonarchMoney()
await mm.login(email='user@example.com', password='password')
accounts = await mm.get_accounts()- Whether session persistence reliably lasts the multi-month window mentioned in documentation
- Performance characteristics when handling large transaction or account datasets
- Stability of the Monarch Money API surface that this library wraps
What it is and what it does
Monarchmoneycommunity is a Python wrapper around the Monarch Money financial aggregation platform's GraphQL API. It handles authentication including multi-factor authentication, session management, and provides both interactive and non-interactive login flows. The library exposes methods to read account data, transaction history, budgets, cashflow summaries, and credit information, as well as mutating operations to create, update, and delete transactions, categories, budgets, and accounts.
The package depends on aiohttp for HTTP communication, gql pinned to 4.0 for GraphQL queries, and oathtool for MFA token generation. It is designed for async/await patterns and supports session persistence so that repeated logins are not required. A typed variant is also available for developers who want structured return types instead of raw dictionaries.
Use it for
- Export and analyze personal financial data from Monarch Money into custom dashboards or reporting tools
- Automate transaction categorization, tagging, or reconciliation workflows programmatically
- Sync budget targets and actual spending data into external budgeting or accounting systems
- Build monitoring alerts for account balance changes or unusual transaction patterns
- Aggregate data from multiple linked institutions via Monarch Money's Plaid integration
Worth the install?
AI-flagged interpretation of the facts on this page. Verify before relying on it.
Yes, with conditions.
The library is actively maintained, has low install friction, and offers a comprehensive API surface for Monarch Money automation. However, it depends on the stability and availability of Monarch Money's undocumented GraphQL endpoint; changes to that API could break the library. Suitable for personal finance automation and integration projects where you control the Monarch Money account and can tolerate potential upstream API changes.
Install
monarchmoneycommunity on PyPI
Before you install
Low install friction with a pure-Python wheel distribution. Actively maintained as of 2026-08-09 with recent releases; the project is a community fork that fixes issues in the upstream library and remains under active development.
Requires async/await context (event loop); Monarch Money credentials and account access; gql pinned to 4.0
License in practice
MIT license permits commercial and private use with minimal restrictions, making it suitable for both personal projects and commercial applications.
Quickstart
pip install monarchmoneycommunity
from monarchmoney import MonarchMoney
mm = MonarchMoney()
await mm.login(email='user@example.com', password='password')
accounts = await mm.get_accounts()Verify before relying
- Whether session persistence reliably lasts the multi-month window mentioned in documentation
- Performance characteristics when handling large transaction or account datasets
- Stability of the Monarch Money API surface that this library wraps
Package facts
| License | MIT permissive |
| Python support | Not specified |
| Install friction | Low. Pure-Python wheel |
| Runtime dependencies | 3 packagesaiohttpgqloathtool |
| Maintenance | Actively maintained 12 days since the last release |
| Last repo commit | |
| First released | |
| Downloads | 91,332 / month, #13,522 on PyPI 30-day window, as of 2026-08-14 |
| Known vulnerabilities | None known OSV.dev, checked 2026-08-14 |
| Classifiers | Development Status :: 4 - BetaIntended Audience :: DevelopersIntended Audience :: Financial and Insurance IndustryLicense :: OSI Approved :: MIT LicenseTopic :: Office/Business :: Financial |
Evidence: monarchmoneycommunity-1.5.2-py3-none-any.whl
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