payment-terms-optimization
This skill walks you through configuring flexible payment terms for B2B accounts, including net-30, net-60, and net-90 options with early payment incentives and credit limit enforcement. It covers platform-specific setup for Shopify Plus, Shopify Standard, WooCommerce, BigCommerce, and custom Stripe-based systems, plus strategies for matching terms to customer risk profiles.
Payment Terms Optimization helps you set up flexible net-30/60/90 billing and credit management for B2B customers.
AI-generated summary based on this skill's SKILL.md
Install
finsilabs/awesome-ecommerce-skills/payment-terms-optimization · repository language: JavaScript
git clone https://github.com/finsilabs/awesome-ecommerce-skills
cp -r awesome-ecommerce-skills/skills/payments-checkout/payment-terms-optimization ~/.claude/skills/payment-terms-optimizationnpx skillfed install finsilabs/awesome-ecommerce-skills/payment-terms-optimizationFrequently asked questions
AI-generated answers based on this skill's SKILL.md and metadata
How do I set up net-30 payment terms for B2B customers?
payment-terms-optimization guides you through configuring net-30 terms by defining invoice due dates, payment windows, and dunning schedules. The skill covers platform-specific steps for Shopify Plus, WooCommerce, BigCommerce, and Stripe-based systems, helping you establish standard 30-day payment windows for your B2B accounts while automating reminders and collections workflows.
What net-60 and net-90 billing options does this skill cover?
payment-terms-optimization supports flexible extended terms including net-60 and net-90 configurations for wholesale and enterprise customers. It explains how to set up tiered payment windows on your chosen platform, manage cash flow implications, and automate invoice tracking across longer payment cycles to maintain visibility on outstanding receivables.
How can payment-terms-optimization help enforce credit limits?
payment-terms-optimization shows you how to set up credit limits and implement credit holds that prevent orders from processing when customers exceed their approved balance. The skill covers configuring thresholds, automating hold triggers, and managing exceptions, with guidance for Shopify Plus, WooCommerce, BigCommerce, and custom Stripe integrations.
Can I offer early payment discounts like 2/10 net 30?
Yes. payment-terms-optimization explains how to implement early payment incentives such as 2/10 net 30 (2% discount if paid within 10 days, otherwise full amount due in 30 days). The skill covers discount calculation, application logic, and platform-specific setup to improve cash flow while rewarding prompt payment from your B2B customers.
Does this skill automate invoice and collections reminders?
payment-terms-optimization includes strategies for automating invoice generation and setting up dunning reminders at key intervals—such as at due date, 7 days past due, and 14 days past due. The skill covers email template configuration, escalation workflows, and integration points across Shopify, WooCommerce, BigCommerce, and Stripe systems.
How does payment-terms-optimization segment customers by credit risk?
payment-terms-optimization provides guidance on segmenting B2B customers by credit profile and adjusting payment terms accordingly. The skill explains how to evaluate risk factors, assign tiered credit limits, and apply differentiated net terms (net-30 for low-risk, net-60 for established accounts, net-90 for enterprise) to optimize both cash flow and customer retention.
SKILL.md
rendered from the published skill — quoted content, verbatim
Payment Terms Optimization
Overview
Payment terms define when a B2B customer must pay for goods delivered on credit: net-30 (due 30 days after invoice), net-60, net-90, or early-payment variants like "2/10 net-30" (2% discount if paid within 10 days). Offering flexible payment terms is a competitive advantage in B2B commerce — it reduces friction in the purchase decision — but introduces credit risk that must be carefully managed.
The right tools depend on your platform. Shopify Plus, BigCommerce B2B Edition, and several WooCommerce
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File tree — 8 files
skills/payments-checkout/payment-terms-optimization/SKILL.md
skills/payments-checkout/payment-terms-optimization/evals/credit-limit-enforcement-at-order-checko/criteria.json
skills/payments-checkout/payment-terms-optimization/evals/credit-limit-enforcement-at-order-checko/task.md
skills/payments-checkout/payment-terms-optimization/evals/early-payment-discount-calculation-and-a/criteria.json
skills/payments-checkout/payment-terms-optimization/evals/early-payment-discount-calculation-and-a/task.md
skills/payments-checkout/payment-terms-optimization/evals/risk-scoring-algorithm-and-collections-e/criteria.json
skills/payments-checkout/payment-terms-optimization/evals/risk-scoring-algorithm-and-collections-e/task.md
skills/payments-checkout/payment-terms-optimization/tile.json